https://www.danwaltersonline.com/turn-sounds-into-cheers/ 2024-02-07T15:32:14+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2024/02/186fd8805d03953970ef72281a7372f268291b8f.png Look for Signs https://www.danwaltersonline.com/should-you-buy-a-home-before-changing/ 2024-02-01T23:22:27+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2024/02/1a027211c45a50f091fac12cb419b0c4ad779d2b.png Should You Buy A Home Before Changing Careers? https://www.danwaltersonline.com/new-listings-down/ 2024-01-29T23:33:26+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2024/01/b8339d6957eb8b8ee403c4d304e0b7f24c3ca6ce.png New Listings Down January 2024 https://www.danwaltersonline.com/update-real-estate-lawsuits/ 2024-01-24T23:18:17+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2024/01/8ac872ccd579bf4e41a9a71466f01803a895aeec.png Update: Real Estate Lawsuits https://www.danwaltersonline.com/a-peak-at-early-portland/ 2024-01-23T18:59:59+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2024/01/857a8c6d85d5ca4d7050564e57540a8593989a8a.png A Peak At Early Portland https://www.danwaltersonline.com/does-staging-a-space-make-it-feel-bigger-or-smaller/ 2024-01-16T02:16:19+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2024/01/7e54dd184548a80c15478ad72f35c91104f89971.png Does Staging a Space Make it Feel Bigger or Smaller? https://www.danwaltersonline.com/sellers-have-your-home-pre-inspected/ 2024-01-10T18:24:59+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2024/01/09ba0da56f5541e101b9e58d00555731161485c3.png Sellers: Have Your Home Pre-Inspected https://www.danwaltersonline.com/oregon-1-of-5-states-with-no-sales-tax/ 2024-01-09T19:27:02+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2024/01/783936e76c08a30f5aa72ea337f484b0e804c530.png Oregon 1 of 5 States with No Sales Tax https://www.danwaltersonline.com/h/ 2024-01-05T21:51:29+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2024/01/81ab8e54d41ea551393b63c28b6f4386205242a6.png Housing Inventory Dropped in December https://www.danwaltersonline.com/is-this-70/ 2024-01-02T18:34:04+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2024/01/02ecb8554a5a9b13a6c5c92a52aa15dd77ad0616.png Is This 70s/80s Trend Coming Back? https://www.danwaltersonline.com/3/ 2023-12-29T21:13:36+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2023/12/5bca517365c6bbaa806cac06c079c782d8b800f5.png 3 Potentially Good Upgrades That Might Not Pay You Back at Resale https://www.danwaltersonline.com/inflation-is-down-so-way-are-rates-still-up/ 2023-12-21T21:10:25+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2023/08/5adbc78ad399b0d32d7720178e49f9729d6e8583.jpeg Inflation is Down, So Why Are Rates Still Up? https://www.danwaltersonline.com/are-portland-realtors/ 2023-12-21T21:09:30+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2023/12/205c1c86578bc985b45ab5635c93b45f2db590f2.png Are Portland Realtors Liable for Overcharging? https://www.danwaltersonline.com/this-color/ 2023-12-14T00:43:06+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2023/12/122109cea43a78d80fcd01cba08c7b33fb7a939c.png This Color Can Raise Your Home's Sale Price https://www.danwaltersonline.com/10/ 2023-07-14T17:17:09+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2023/07/a2b943cb4009429974b50cde80aa41858d6979fc.png 10 Favorite Day Hikes Near Portland https://www.danwaltersonline.com/record-low-number-of-homes-for-sale/ 2023-06-23T16:14:19+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2023/06/d06acce44a257c3dfdcdc8732c887bd2ce8e57d3.png May 2023: Record Low Number of Homes for Sale https://www.danwaltersonline.com/fo/ 2023-06-09T15:36:42+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2023/06/014ca98dae8d84d13dc87408a203df15fd472772.png Mortgage Forbearance: What Happens Now? https://www.danwaltersonline.com/oregons-top-7-golf-courses/ 2023-06-02T15:19:18+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2023/06/97dc8f3604c90c0fffe71ac5e90977f2fe71785a.png Oregon's Top 7 Golf Courses https://www.danwaltersonline.com/how-price-distribution/ 2023-05-23T23:58:15+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2023/05/051fdeb451f7cb5449d39989997db89161d3d808.jpg How Price Distribution Can Result in Misleading Stats https://www.danwaltersonline.com/how-downsizing-could-save-you-money/ 2023-05-08T16:19:09+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2023/05/30cb3d3d2ed776df31ca710513086ba7bd5ebfcd.jpg How Downsizing Could Save You Money https://www.danwaltersonline.com/do-new-mortgage-pricing-rules-set-us-on/ 2023-05-05T17:03:44+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2023/05/1cbc77d54747a3c88740f23fd2bb7a3cd2abd38b.png Do New Mortgage Pricing Rules Set Us On Pace For Another Market Collapse? https://www.danwaltersonline.com/2023/03/07/portlands-smallest-hous/ 2023-03-23T19:44:46+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2023/03/7f58fe35084fb700cba80e79dfb0401aaa8457ec.jpeg February's Smallest House Sale https://www.danwaltersonline.com/2023/03/03/februarys-biggest/ 2023-03-23T19:41:59+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2023/03/5cd0ef0a498cfa00eb33c1fe8665eaa09b440175.jpeg February's Largest House Sale https://www.danwaltersonline.com/2023/03/01/highest-and-lowest-sale-prices-for/ 2023-03-06T18:11:39+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2023/03/5ce1e5f0084efc31d5ae8130f4cc990a19701c36.png Highest and Lowest Sale Prices for February Condos https://www.danwaltersonline.com/2023/03/06/could-a-deep-freeze-put-your-foundation-at-risk/ 2023-03-06T18:08:42+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2023/03/68ad22d39ca109837cf5d10148cd8c78909ce63c.jpeg Could a Deep Freeze Put Your Foundation at Risk? https://www.danwaltersonline.com/2023/03/03/feb/ 2023-03-06T18:05:37+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2023/03/afd7a471cb02ad8887395a648b5af8649bda0085.png February 2023 vs 2003 https://www.danwaltersonline.com/2023/02/12/are-these-the-deadly-sins-of-home-buying/ 2023-02-13T21:22:12+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2023/02/44d5d8629e1f79db422049c752507df260bf61b7.webp Are These The Deadly Sins of Home Buying? https://www.danwaltersonline.com/2023/01/16/homeowners-beware-the-zillow-bias/ 2023-01-20T16:50:46+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2023/01/cb3d317719ddd62e22d40a7f054f1dcc638d92eb.png Homeowners: Beware the Zillow Bias https://www.danwaltersonline.com/2023/01/20/what-can-home/ 2023-01-20T16:02:54+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2023/01/c131521f5f00f427eeddec941893cbfc84d7cf1f.png What Can Home Sellers Learn From Zillow's Failed iBuyer Program? https://www.danwaltersonline.com/2023/01/17/december-2022-pending-sales-up-or-down/ 2023-01-19T20:43:48+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2023/01/8d610e360c0e154beb47b8acf2663e998547ed67.jpeg December 2022: Pending Sales Up or Down https://www.danwaltersonline.com/2023/01/18/7-signs-your-gutters-need-attention/ 2023-01-19T20:27:00+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2023/01/52527dc228641a8b031c387dcc4b7dfab41bec21.png 7 Signs Your Gutters Need Attention https://www.danwaltersonline.com/2023/01/19/the-sub/ 2023-01-19T20:10:22+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2023/01/ab44f7eb0d9445df1eb5a48788fc643bc840787f.jpg The Sub-$400k Sale: 2002 v 2022 https://www.danwaltersonline.com/2023/01/13/2022/ 2023-01-13T20:10:21+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2023/01/22bc292ada1fd9ba41cce503058e0d4aa6d539e4.png 2022 Review: Demand https://www.danwaltersonline.com/2023/01/10/where-did-inventory/ 2023-01-10T23:14:37+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2023/01/c00710528888a071973e113324f080556b8db801.jpg Where Did Inventory end for 2022? https://www.danwaltersonline.com/2023/01/06/is-a-scarcity-mindset-holding-you-back/ 2023-01-06T21:38:57+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2023/01/7dab27afa67b2475b7f8d81cd6623291894069af.jpg Is A Scarcity Mindset Holding You Back? https://www.danwaltersonline.com/2023/01/03/where-are-down-pa/ 2023-01-03T17:59:32+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2023/01/fa7fcb1e68f61a5c3a51096d1e08dcbaa5bac064.jpg What's The Typical Down Payment? https://www.danwaltersonline.com/2022/12/29/7-items-for-the-home-buyers-often-regret/ 2022-12-30T18:09:59+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2022/12/3c386fae6466361553d4681e1fe395ccdcdf6fcb.png 7 Items for the Home Buyers Often Regret https://www.danwaltersonline.com/2022/12/19/250000-homeown/ 2022-12-20T01:03:22+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2022/12/718ee327ee914dd1582bb18512a5ca8b4b1efb49.png Is This a Sign of Things to Come? https://www.danwaltersonline.com/2022/12/02/are-open-floor-plans/ 2022-12-03T00:57:29+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2022/11/a71fa15253dbc9764a916898fcd964b73c4fc92a.png Are Open Floor Plans Going Away? https://www.danwaltersonline.com/2022/11/16/how-home-equity-will-keep-the-market-safe/ 2022-11-14T17:57:15+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2022/11/f74563461514db37a09c9c675b8db7fb5c91c718.png How Home Equity Will Keep the Market Safe https://www.danwaltersonline.com/2022/11/14/investment/ 2022-11-14T16:59:05+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2022/11/66e38567c642ffed5d108eb7badb044fdde71f8f.png Investment Property As Your First Home? https://www.danwaltersonline.com/2022/11/10/top-10-home-buyer-regrets-from-covid-era/ 2022-11-10T22:46:45+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2022/11/80924db62d82fcf2c3fc65eea5e9a545017ecf15.png Top 10 Home Buyer Regrets from Covid Era https://www.danwaltersonline.com/2022/11/09/is-portland-a-crime-capital/ 2022-11-09T23:06:36+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2022/11/b7568a66ac4612a409bf4eaac3609097b04926a0.png Is Portland a Crime Capital? https://www.danwaltersonline.com/2022/10/30/did-you-know-p/ 2022-11-01T22:31:07+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2022/11/3edcf2ae71136a28e3035be915449ce6a1d455b5.png Did You Know: Portland Was Named by a Coin Toss https://www.danwaltersonline.com/2022/09/06/how-home-sellers-date-in-early-2022/ 2022-10-29T04:37:19+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2022/10/2130e80d9f435e7af630bab4b79680ad5446f246.png How Home Sellers Date in Early 2022 https://www.danwaltersonline.com/2022/09/15/august-september/ 2022-10-29T04:31:43+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2022/10/d63aa0cd8701556957f20be84bac5f9e1cc0165c.png August-September Housing Inventory Update https://www.danwaltersonline.com/2022/09/29/will-higher-rates-hurt-appraisals-2/ 2022-10-29T04:26:07+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2022/10/d56be22658531f11e4725883dc8122b2c502ccac.png Will Higher Rates Hurt Appraisals? https://www.danwaltersonline.com/2022/10/23/realtor-first-dates-2/ 2022-10-26T22:01:04+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2022/10/57e21bf6569ea64afe4e3ab66e14100441f87df6.png Home Buyers: Gauge the Downside https://www.danwaltersonline.com/2022/10/25/when-office-workers-call-911/ 2022-10-26T21:38:52+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2022/10/e5b467225d9b8dd297fd139f0054b4e926636821.png When Office Workers Call 911 https://www.danwaltersonline.com/2022/10/23/no-flippes-arent-the-bad-guy/ 2022-10-24T19:59:56+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2022/10/cdbe5466df74a25734d87e8aa55226947f6c227a.png No, Flippers Aren't the Bad Guy https://www.danwaltersonline.com/2022/10/20/the-problem-with-marry-the-house-date-the-rate/ 2022-10-21T20:36:42+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2022/10/653327426451b5b7c558e000510682185bb1717d.png The Problem with "Marry the House, Date the Rate" https://www.danwaltersonline.com/2022/10/01/realtor-first-dates/ 2022-10-21T20:22:15+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2022/10/fa550b8494e3283943c91215872ca60c7809c5b5.jpeg Realtor First Dates https://www.danwaltersonline.com/2022/09/03/will-higher-rates-hurt-appraisals/ 2022-10-21T16:47:21+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2022/10/d0f23888329007e9f9237152997e5ed8465de2f6.png Will Higher Rates Hurt Appraisals? https://www.danwaltersonline.com/2022/09/16/september-2022-wheres-the-market/ 2022-10-21T16:40:52+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2022/10/bf3d343314b1c65f553ae0040b857e9c67bbc8be.png September 2022: Where's the Market? https://www.danwaltersonline.com/2022/09/12/price-hi/ 2022-10-21T16:36:44+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2022/10/0ba181f7450de9c31ede9360546c1e8a58981f29.png Prices Aren't The Main Culprit in Affordability Today https://www.danwaltersonline.com/2022/09/18/story-awkward-buyer-appointment/ 2022-10-21T16:31:15+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2022/10/3c6610b2a2bdd0f94999de559802499f70a5fc67.png Story: Awkward Buyer Appointment https://www.danwaltersonline.com/2022/09/23/home-buyers/ 2022-10-21T05:05:04+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2022/10/2771e2dfc8eb0a9fd3de625a5efb7da15c4c2eee.png Home Buyers: Ask If Your Agent Will Do This https://www.danwaltersonline.com/2022/09/20/ti/ 2022-10-21T04:40:17+00:00 daily 0.6 https://inception-app-prod.s3.amazonaws.com/ZGY0YTljNjYtYjY4NC00ODdiLThhM2MtYTMyNDM0NWVjMWVj/content/2022/10/ea0547920e79e432dbf5774f220cac8ead867a8a.png Why Did the FTC Fine Opendoor $62 million?