Repairs vs. Credit: What’s Best for Homebuyers?
When negotiating during home purchase, you may face an important decision: Should you request the seller to complete repairs or accept a credit at closing? While a credit can seem convenient, asking for repairs to be completed before you move in is often the smarter choice. Here’s why:
1. Licensed Professionals Handle the Work
When the seller takes care of the repairs, they typically use licensed contractors. This ensures the work meets professional standards and eliminates the risk of incomplete or subpar fixes.
2. Move-In Ready Convenience
Buying a home is already stressful—why add more? When repairs are completed before closing, you can move into a home that’s ready to enjoy without the hassle of scheduling contractors or living in a construction zone.
3. Avoid Unexpected Costs
A credit might not fully cover the cost of repairs once you take on the work. By negotiating repairs upfront, you ensure the issues are addressed without dipping into your budget post-closing.
As a real estate agent in Portland, Oregon, I help my clients navigate these decisions with confidence. Whether you’re buying your first home or your forever home, I’m here to provide expert guidance every step of the way.
Have questions about buying a home in Portland? Let’s connect!
