Today’s Mortgage Debt: Why It Doesn’t Signal a Housing Bubble
Concerns about a potential housing bubble are understandable, but today’s mortgage landscape tells a different story. Unlike the 2008 crisis, homeowners now enjoy record-high equity levels—nearly three times the amount of outstanding mortgage debt. This substantial equity cushion provides financial security and creates a more resilient housing market.
If you’re navigating Portland’s real estate market, understanding these trends can empower your decisions. Stay informed and confident as you explore your buying or selling options.
2025: Prices Expected to Rise
